Excess Public Entity

We offer Follow Form Excess Liability and Reinsurance for most classes of Public Entity risk throughout the US. We will write over recognized Lead Carriers’ approved underlying forms including AL, GL, Public Officials’ Liability, Wrongful Acts, Employment Practice Liability, Law Enforcement Liability, Educators’ Legal Liability and related coverages. We can write over underlying Occurrence and Claims Made forms. We can also follow Memoranda of Coverage (MOCs) for Pools.

Target Classes:

  • Cities
  • Counties
  • States
  • Public Utilities
  • Pools and JPAs
  • Transit Districts
  • Public School Districts, Colleges and Universities

Limits:

  • Up to $10M available, depending on attachment point

Required Underwriting Info:

  • Completed, signed and dated PE application from a recognized lead carrier
  • Completed signed and dated Educational/Sexual Abuse/Transit/Law Enforcement, etc. supplemental applications as applicable
  • Minimum 5 years of first dollar, uncapped loss data with details of all large losses over $250,000, in addition to currently valued carrier loss runs
  • Expiring program structure including pricing
  • Proposed underlying terms and conditions
  • Most recent CAFR and Budget
  • Details of all relevant risk management, loss control and safety policies and procedures
  • Website

Underlying Requirements:

  • Recognized Lead Public Entity Carrier with minimum A.M.Best rating of A-

Additional Info for Pools & JPAs:

  • Articles of Association/Membership Agreement
  • Memorandum of Coverage
  • Complete list of members
  • Most recent Financial Report and Actuarial Study
  • Details of risk management/loss control/safety services offered to members
  • Details of claims handling operations

Policy Form:

  • Excess Follow Form
  • Quota Share Follow Form
  • Certificate of Reinsurance

Carriers:

  • Hallmark Specialty Insurance Company (Non-Admitted) A-VIII
  • Hallmark National Insurance Company (Non-Admitted in Oklahoma)

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Send submissions to: Submissions@hallselect.com
Send claims to: Claims@hallmarkgrp.com