Excess Liability

We offer Commercial Excess Liability on many classes of business for small to middle-market accounts.

Target Classes:

Small to Middle Market Accounts:

  • Construction
  • OL&T
  • Habitational
  • Product Liability
  • Up to $10M limit, depending on class
  • Minimum Premium $5M xs P ($1M) - $10,500

Targets:

  • Commercial Service Contractors
  • Light Manufacturing & Distributors
  • Commercial Lessors Risk
  • Hospitality
  • Products

Excluded Classes:

  • Commercial contractor with receipts in excess of $50M
  • Any Non-contracting Risk with receipts in excess of $150M
  • Bridge or Construction Work over navigable waterways
  • Tunneling (Exception: Directional boring work)
  • Any Contractor in the state of CO and NY.
  • Residential Contracting in the States of CA, NV, OR, WA and AZ
  • Stadiums with > 5,000 seating
  • Restaurants with liquor sales in excess of 40% of total receipts
  • Hospitals/Emergency Care
  • Oil and Gas Drilling and Exploration including Downhole/Over-the-Hole and Pipeline
  • Mining
  • Power Utility
  • Chemical Manufacturing
  • Pharmaceuticals
  • Professional Liability
  • Pollution other than Hostile Fire Exception

Requirements & Additional Info:

  • Completed application (Acord and/or HXS application)
  • 5 year loss runs aggregated by year & underlying coverage
  • Copy of underlying GL terms and conditions
  • Relevant safety and maintenance information
  • Website

Underlying Requirements:

  • AL - $1,000,000 CSL
  • GL - $1,000,000/ $2,000,000/ $1,000,000
  • EL - $500,000/ $500,000/ $500,000

Underlying carriers must have an A.M. Best's rating of A- or better

Policy Form:

  • Excess Follow Form

Carriers:

  • Hallmark Specialty Insurance Company (Non-Admitted) A-VIII
  • Hallmark National Insurance Company (Non-Admitted in Oklahoma)

______________________________________

Send submissions to: Submissions@hallselect.com
Send claims to: Claims@hallmarkgrp.com